- Users by checking the 'Submit' button in the Friend Loan App and by entering the one-time password (“OTP”) sent by Sampathi Credits Private Limited ( SCPL) ,the user confirms that , I hereby agrees and acknowledges that I
- Am 18 years of age,
- Can understand, read and write in the English language,
- Have read and understood the terms and conditions contained below (“Terms”).
- I agree that my action of entering the OTP sent by SCPL and clicking the “Submit” button, constitutes a valid acceptance by me of the Terms contained herein and creates a binding and enforceable agreement between me and SCPL.
- I declare that all the particulars and information provided by me are true, correct, complete and up-to date in all respects and that I have not withheld any information whatsoever.
- I confirm that I have/had no insolvency proceedings against me nor have I ever been adjudicated insolvent by any court or other authority and I further confirm that I have read the information on various loan products made available by SCPL on www.sampathicredits.in/
- I authorize SCPL to exchange, share all information and details as provided by me and in relation to my existing loans and/or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies, business partners etc. for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of SCPL services or related products or that of its associates/business partners and affiliates or for enforcement of your obligations and I shall not hold SCPL (or any of its group companies or its/their agents/representatives/ business partners) liable for the use/sharing of the information as stated above.
- I agree and affirm that SCPL may contact me and communicate with me over telephonic calls, or SMS or WhatsApp on the mobile number mentioned herein, or through any other communication mode (“Communication Modes”) to verify the details provided by me. Further, I confirm that I would like to know through the above-mentioned Communication Modes various SCPL loan offer schemes or loan promotional schemes or any other promotional schemes relating to various products/services offered by SCPL from time to time and hereby authorize SCPL, its group companies, employees, agents, associates, business partners to contact me from time to time for the same.
- I hereby expressly consent and authorise SCPL/ its representatives/agents/ its business partners/its group companies/affiliates to send me any communication regarding products/services offered by them using various communication channels, such as, telephone, calls/SMS/WhatsApp/bots/emails/Facebook post/ etc.
- I undertake to keep SCPL updated of any change in the information provided by me. Including change of address , contact number ect
- I understand and acknowledge that Sampathi Credits Private Limited shall have the absolute discretion, without assigning any reason to reject my loan application and that Sampathi Credits Private Limited shall not be responsible/liable in any manner whatsoever for such rejection.
- I further understand and agree that pursuant to this application form, I will be required to submit documents and provide access to bank statements and other financial information to the satisfaction of Sampathi Credits Private Limited and accept the loan terms and conditions for availing the loan granted to me by Sampathi Credits Private Limited from time to time.
- I hereby expressly consent and authorise Sampathi Credits Private Limited./ its representatives/agents/ its business partners/its group companies/affiliates to initiate CIBIL, Equifax / credit bureaus , PAN , bank statement , GST data , Income proofs and employment check to evaluate and process my loan application.